Bank Beat

Bank performance data and analysis drawn from federal call reports.

Prime Alliance Bank: 30-89 Day Delinquency Up 187 BP in Q1 2026

Prime Alliance Bank's 30-89 day delinquency ratio rose from 0.48% in Q4 2025 to 2.35% in Q1 2026, a 187 basis point increase in a single quarter at the $1.06 billion Utah-chartered specialty bank lessor, per FDIC Call Report data. The reading is the highest 30-89 day delinquency in the nine quarters of FDIC Call Report data EF News examined and warrants close attention from anyone with credit exposure or counterparty relationships involving the institution.

EF News Staff•May 9, 2026

Bank Beat

OCC Spring 2026: Credit Risk Manageable, But CRE and Private Credit Flagged

The Office of the Comptroller of the Currency's Spring 2026 Semiannual Risk Perspective reports that bank earnings improved in 2025 and credit risk across the federal banking system remains manageable, while flagging commercial real estate and private credit markets as segments requiring ongoing monitoring. For equipment finance originators operating inside bank programs, the report's credit and compliance signals carry direct operational weight.

EF News Staff•May 8, 2026